These Terms & Conditions constitute a legally binding agreement between you and panda95 governing your use of the platform, its services, and all gaming activities conducted through your account. Please read them carefully before registering or placing any bets.
These cards summarise the most important aspects of the panda95 Terms & Conditions. The full terms below remain the authoritative legal text.
You must be at least 21 years of age to register and use panda95. By creating an account, you confirm that you meet this age requirement. panda95 reserves the right to request proof of age and to suspend accounts that cannot verify eligibility.
Each individual may hold only one active panda95 account. Duplicate accounts are strictly prohibited and may result in immediate suspension of all associated accounts, forfeiture of balances, and cancellation of any pending withdrawals.
All transactions on panda95 are conducted in Malaysian Ringgit (MYR). Deposits are final once confirmed. Withdrawals are processed in accordance with the limits and timelines specified in the Payments section of these terms.
All bonuses and promotions are subject to specific wagering requirements disclosed at the time of offer. Bonus funds cannot be withdrawn until the applicable rollover has been completed. Abuse of bonus terms may result in account action.
You are responsible for maintaining the confidentiality of your login credentials. panda95 is not liable for losses resulting from unauthorised account access due to your failure to keep credentials secure. Report suspicious activity immediately.
panda95 is committed to responsible gaming. Deposit limits, session limits, and self-exclusion tools are available to all players. We reserve the right to enforce cooling-off periods on accounts showing signs of problem gambling behaviour.
These Terms & Conditions ("Terms", "Agreement") are entered into between you ("Player", "User", "you") and panda95 ("panda95", "we", "us", "our") and govern your access to and use of the panda95 platform, including the website at panda95.club, all associated subdomains, mobile-optimised interfaces, and gaming services offered therein. By registering an account, accessing the platform, or placing any wager, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.
In these Terms, the following definitions apply unless the context requires otherwise:
2.1 By accessing the Platform in any capacity, you agree to be legally bound by these Terms, our Privacy Policy, and any game-specific rules published on the Platform, all of which are incorporated herein by reference.
2.2 If you do not agree to any part of these Terms, you must immediately cease using the Platform and close your Account if one has been created.
2.3 panda95 reserves the right to amend these Terms at any time. Continued use of the Platform following notification of amendments constitutes acceptance of the revised Terms. Players are encouraged to review these Terms periodically.
3.1 Age Requirement. You must be at least twenty-one (21) years of age to register an Account or use any Services on panda95. By registering, you warrant that you meet this requirement. panda95 may at any time request documentary proof of age, and failure to provide satisfactory verification may result in account suspension and withholding of any pending withdrawals pending review.
3.2 Jurisdictional Compliance. It is your sole responsibility to ensure that accessing and using panda95's Services is lawful in your jurisdiction. panda95 makes no representation that its Services are appropriate or lawful for use in any particular jurisdiction. You agree to use the Platform only in jurisdictions where doing so is permitted.
3.3 Exclusions. panda95 does not permit access to its Services by individuals who are employees, directors, officers, agents, or contractors of panda95 or its affiliated companies, or by immediate family members of such individuals.
4.1 Single Account Policy. Each natural person may hold only one (1) active Account. Duplicate, multiple, or collusive accounts are strictly prohibited. Where panda95 identifies multiple accounts belonging to the same individual, all accounts may be suspended, balances forfeited, and pending withdrawals cancelled.
4.2 Accurate Information. You must provide accurate, complete, and current personal information during registration, including your full legal name, date of birth, residential address, email address, and mobile number. You must promptly update your Account information if any details change.
4.3 Account Credentials. You are solely responsible for maintaining the confidentiality of your username and password. You must not share your credentials with any third party. panda95 is not liable for losses or damages arising from your failure to maintain the security of your credentials. You agree to notify panda95 immediately upon becoming aware of any unauthorised use of your Account.
4.4 KYC Verification. panda95 may require you to complete Know Your Customer (KYC) identity verification procedures at registration, prior to first withdrawal, or at any time thereafter. Required documents may include a government-issued identity card (MyKad), passport, proof of address, or proof of payment method ownership.
5.1 Supported Methods. panda95 accepts deposits and processes withdrawals via Malaysian-native payment channels, including but not limited to: DuitNow, FPX, Maybank2u, CIMB Clicks, Public Bank, Hong Leong Connect, Touch 'n Go eWallet, Boost, and GrabPay. Supported methods may change at panda95's discretion.
5.2 Currency. All transactions are denominated in Malaysian Ringgit (MYR). panda95 does not accept deposits in foreign currencies and does not perform currency conversion.
5.3 Minimum Deposit. A minimum deposit amount applies and is displayed on the Cashier page at the time of transaction. Minimum amounts may vary by payment method.
5.4 Withdrawal Processing. Withdrawal requests are processed subject to successful KYC verification and absence of any active bonus wagering requirements. panda95 targets processing of withdrawal requests within the timeframes displayed at the time of request. Processing times may be extended during periods of high volume or for compliance review.
5.5 Anti-Money Laundering. Withdrawals must be made to the same payment method used for the corresponding deposit where technically feasible. panda95 complies with applicable anti-money laundering (AML) regulations and may request additional documentation for transactions above prescribed thresholds.
5.6 Dormant Accounts. Accounts with no login activity for twelve (12) consecutive months are classified as dormant. panda95 reserves the right to apply a monthly dormancy administration fee of up to RM20 to dormant accounts. Players will be notified before fees are applied. Remaining balances will be maintained for a period not less than three (3) years from the date of last activity.
6.1 panda95 may from time to time offer bonuses, free bets, reload promotions, loyalty rewards, and other promotional incentives. Each promotion is subject to specific terms communicated at the time of offer, including eligible games, wagering requirements, minimum odds (for sports betting), expiry periods, and maximum withdrawal limits.
6.2 Wagering Requirements. Unless specified otherwise, Bonus Funds must be wagered at least the number of times stated in the applicable promotion before any associated winnings may be withdrawn. Wagering on games with a return-to-player (RTP) above a specified threshold may contribute at a reduced rate, as disclosed in individual promotion terms.
6.3 panda95 reserves the right to modify, suspend, or terminate any promotion at any time. Any attempt to abuse, exploit, or manipulate bonus systems — including through the use of multiple accounts, collusive play, or systematic low-risk betting strategies intended to circumvent wagering requirements — will result in voiding of the relevant bonus and may result in account suspension.
6.4 Bonuses are personal to the Account holder and may not be transferred, sold, or exchanged for cash.
7.1 All games offered on panda95 are governed by individual game rules accessible within the game interface. In the event of any conflict between these Terms and game-specific rules, the game-specific rules prevail with respect to the game in question.
7.2 panda95 uses certified Random Number Generator (RNG) technology for digital games and sources live dealer games exclusively from licensed studio providers including Evolution Gaming, Pragmatic Play Live, and Asia Gaming. All game outcomes are determined by the applicable game engine and cannot be influenced by panda95 or its employees.
7.3 In the event of a technical fault, disconnection, or system error during a game round, panda95 will use commercially reasonable efforts to resolve the issue and, where possible, reinstate the game state at the point of interruption. Where this is not technically feasible, the affected wager may be refunded at panda95's discretion.
7.4 panda95 reserves the right to void any bet or transaction that has been placed or processed in error, whether due to human error, software malfunction, or the publication of clearly incorrect odds or game parameters.
You agree that you will not engage in any of the following conduct on the panda95 platform:
Breach of any of the above prohibitions may result in immediate account suspension, forfeiture of balances, and referral to the relevant authorities where appropriate.
9.1 All content on the panda95 Platform, including but not limited to text, graphics, logos, icons, images, game software, and source code, is owned by or licensed to panda95 and is protected by applicable intellectual property laws.
9.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial gaming entertainment. No part of the Platform may be copied, reproduced, distributed, modified, or reverse-engineered without prior written consent from panda95.
10.1 The collection, use, and protection of your personal data is governed by the panda95 Privacy Policy, which forms part of this Agreement and is incorporated herein by reference.
10.2 By registering an Account, you consent to the processing of your personal data as described in the Privacy Policy, including for identity verification, fraud prevention, regulatory compliance, and communications relating to your Account and promotions (where you have opted in).
11.1 The Platform and all Services are provided on an "as is" and "as available" basis. panda95 makes no warranties, express or implied, as to the uninterrupted availability, accuracy, or fitness for a particular purpose of the Platform or any Service.
11.2 To the maximum extent permitted by applicable law, panda95 shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of winnings, loss of profits, or loss of data, arising from your use of or inability to use the Platform.
11.3 Nothing in these Terms shall limit panda95's liability for death or personal injury caused by our negligence, or for any form of liability that cannot be excluded or limited under applicable law.
11.4 panda95 strongly encourages responsible gaming. Gambling involves risk, and losses are possible. panda95 is not responsible for gambling-related financial losses incurred by Players on the Platform. For support, visit our Responsible Gaming page.
12.1 panda95 reserves the right to suspend or terminate your Account and access to the Platform at any time, with or without notice, if we have reasonable grounds to believe you have breached these Terms, engaged in fraudulent activity, or if required to do so by applicable law or regulatory authority.
12.2 You may close your Account at any time by contacting panda95 customer support. Any real-money balance remaining in your Account at the time of closure, net of any outstanding wagering requirements, will be refunded to you via your registered payment method subject to completed KYC verification.
12.3 Self-exclusion requests are processed in accordance with our Responsible Gaming policy and take effect within 24 hours of request confirmation.
13.1 These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws applicable to the jurisdiction under which panda95 holds its gaming licence, without regard to conflict of law principles.
13.2 In the event of a dispute, Players are encouraged to first contact panda95 customer support in writing. panda95 will use reasonable efforts to resolve disputes within fourteen (14) business days of receiving a written complaint.
13.3 panda95 reserves the right to refer unresolved disputes to an independent dispute resolution body as designated by the applicable regulatory authority.
14.1 panda95 may revise these Terms at any time. Where changes are material, panda95 will provide reasonable advance notice via email or prominent Platform notification. The date of the most recent revision will be displayed at the top of this page.
14.2 Your continued use of the Platform following the effective date of any revision constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease using the Platform and request Account closure.
If you have questions about these Terms & Conditions, please contact panda95 via the live chat support accessible on the Platform, or by email at: [email protected]
Correspondence should reference your Account username and clearly describe the nature of your enquiry. panda95 will acknowledge written enquiries within two (2) business days.
Now that you've reviewed the panda95 Terms & Conditions, you're all set. Sign in to your account or explore our full game library — slots, live casino, Toto 4D, and more, all in MYR.
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